Day: September 13, 2021

Personal Risk Management (PRM) — the process of applying risk management principles to the needs of individual consumers. It is the process of identifying, measuring, and treating personal risk (including, but not limited, to insurance), followed by implementing the treatment Read More …

Personal finance helps you make better savings and investment decisions because it focuses on your goals. Your budget (or spending plan) should be built around your day-to-day expenses, including your short-range lifestyle and financial goals. These may include your goals Read More …

Financial problems and challenges happen to everyone at some point, and the stress and worry can get to you. However, realizing that there is almost always a way out can help you not feel so depressed. You may be able to Read More …

What is personal finance? Personal finance is the process of planning and managing personal financial activities such as income generation, spending, saving, investing, and protection. The process of managing one’s personal finances can be summarized in a budget or financial plan. The key to successful Read More …

Financial Problems encountered in managing individual financial affairs Savings and investment considerations Personal risk management Cost of credit Financial Alterations – Retirements; Estate and Tax planning and family budgeting